The FDIC is required by law to employ the least-cost resolution measure for each failed financial institution. The most frequent result is for the FDIC to transfer only the insured deposits in a merger transaction. The FDIC is only able to transfer all deposits if the uninsured amounts are covered by the premium. The FDIC has been able to transfer all deposits in about 25% of the failures over the past 15 years.
 |
 |
|
 |
       |
|
Why do all deposits, insured or not, pass in some transactions but not in others?
|
 |
|
|||||||||||
 |
|||||||||||
|
|||||||||||
