CenterState Business Checking Accounts have the versatility and ease of use you’ve come to expect from larger banks. You can do your business online with the latest in secure online tools.

What could you do with extra time to focus on your business? You’ll also have the opportunity to enjoy the latest in banking services like free online banking and bill pay. With CenterState Bank you can choose from great small business checking accounts or larger commercial accounts depending on your needs. One of them is just right for you!

New Business Accounts Include:

Enjoy free Online Banking** & Unlimited Bill Pay, free MasterCard Debit Card, free Mobile Banking including Mobile Deposit & Mobile Bill Pay, No ATM transaction fees when using any CenterState or Publix Presto! ATM, and free Email & Text Alerts.

Small Business Checking
This small business checking option is convenient and opens up a world of features to your business.
Monthly account fee $7.95
$50 Opening deposit
Free eStatement or $2.00 for paper statement
OPTIONS TO WAIVE MAINTENANCE FEE
$1,000 Average Daily Balance*
ITEM FEES:
150 Items Free per month, .25¢ per item after 150, $5,000 cash deposit per month (Exceeding cash limit 3 times in a calendar year will result in account being converted to Small Business Plus Account)

Small Business Plus Checking
The next level of business banking comes with the $2,500 average daily balance* to avoid a monthly maintenance fee
Monthly maintenance fee $9.95
$50 Opening deposit
Free eStatement or $2.00 for paper statement
OPTIONS TO WAIVE MAINTENANCE FEE
$2,500 Average Daily Balance*
ITEM FEES
300 Items Free per month, .25¢ per item after 300, $10,000 cash deposit per month (Exceeding cash limit 3 times in a calendar year will result in account being converted to Commercial Checking Account)

Commercial Checking
Designed for the business with high transaction volume, our Commercial Checking Account offers all the features you need at a competitive-price.
Monthly maintenance fee $15.00
$50 Opening deposit
Free eStatement or paper statement
Earnings credit allowance
ITEM FEES:
Coin & currency deposited per $1,000 – .50¢
.12¢ per transaction item
Branch deposited coin – rolled .10¢
Branch deposited currency – Full strap .50¢, half strap .25¢
Branch deposited coin & currency – Loose .50¢ per $1,000
Change orders $2.00
International Items deposited $1.00
Coin & Currency Verification per $1000 – .50¢
Deposit Corrections $1.50

Business Fresh Start Checking
We may be able to get you banking again.
Monthly maintenance fee $15.95
$50 Opening deposit
Free eStatement or $2.00 for paper statement
ITEM FEES:
150 Items Free per month, .25¢ per item after 150

Business Interest Checking
(For Sole Proprietors, Non-Profit 501(c)(3) Customers or IOTAs)
Monthly account fee $11.95
$50 Opening deposit
Free eStatement or paper statement

Earns interest

OPTIONS TO WAIVE ACCOUNT FEE
$2,500 Average Daily Balance*

ITEM FEES:
300 Items Free per month, .25¢ per item after 300, $10,000 cash deposit per month (Exceeding cash limit 3 times in a calendar year will result in account being converted to Commercial Checking Account)

Community First Checking
(For Clubs, Organizations, or Non-Profit 501(c)(3) Customers)
No monthly account fee
$50 Opening deposit
Free eStatement or paper statement
ITEM FEES:
400 Items Free per month, .25¢ per item after 400, $15,000 cash deposit per month (Exceeding cash limit 3 times in a calendar year will result in account being converted to Commercial Checking Account)

*The average daily balance is calculated by adding the principal balance in the account for each day of the period and dividing that figure by the number of days in the period. The period we use is statement cycle.

**Online Cash Management Services not included

To assist in opening your new account, we may request the following:

SOLE PROPRIETOR / DBA
  • SSN of Owner
  • Business License/Trade name Registration-State required
LIMITED LIABILITY COMPANY (LLC)
  • TIN of LLC
  • Articles of Organization
  • Opening agreement
PARTNERSHIP
  • TIN of partnership
  • Partnership agreement
  • Certificate of partnership
NOT-FOR-PROFIT ORGANIZATION
  • TIN of organization
  • If incorporated, follow corporation guidelines
  • If tax-exempt, IRS documentation or tax return
  • If not a tax-exempt, authorization letter
  • Copy of by-laws, charter or minutes which note the officers/representatives names
CORPORATION
  • TIN of Corporation
  • Articles of incorporation
  • Corporate By-laws or minutes