Effective July 3,  2017

Account Type Interest Rate Compounded A.P.Y.* Min. Bal. This APY** Min. Bal. to Open
Personal Checking Accounts
Interest Checking*** 0.05 monthly 0.05 $0.00 $50.00
VIP Free Interest Checking*** 0.05 monthly 0.05 $0.00 $50.00
Community Hero Checking*** 0.05 monthly 0.05 $0.00 $50.00
Health Savings Account*** 0.25 monthly 0.25 $0.00 $50.00
Relationship Checking*** 0.05 monthly 0.05 $0.00 $50.00******
Business Checking Accounts
Business Interest Checking*** 0.05 monthly 0.05 $0.00 $50.00
Savings Accounts
Personal Savings*** 0.05 monthly 0.05 $0.00 $100.00****
Personal Savings – Minor*** 0.05 monthly 0.05 $0.00 $10.00
Business Savings*** 0.05 monthly 0.05 $0.00 $100.00
Money Market Accounts
Personal and Business***
Under $2,000 N/A N/A
$2,000 to $9,999.99 0.05 monthly 0.05 $2,000.00 $100.00
$10,000 to $24,999.99 0.05 monthly 0.05 $10,000.00 $100.00
$25,000 to $49,999.99 0.05 monthly 0.05 $25,000.00 $100.00
$50,000 to $99,999.99 0.05 monthly 0.05 $50,000.00 $100.00
$100,000 or More 0.10 monthly 0.10 $100,000.00 $100.00
IRA/Certificates of Deposit
CD Term Interest Rate Compounded A.P.Y.* Min. Bal. This APY** Min. Bal. to Open
3 Month 0.05 monthly 0.05 $500.00 $500.00
6 Month 0.15 monthly 0.15 $500.00 $500.00
9 Month 0.20 monthly 0.20 $500.00 $500.00
12 Month 0.25 monthly 0.25 $500.00 $500.00
13 Month Special***** 1.24 monthly 1.25 $5,000.00 $5,000.00
18 Month 0.65 monthly 0.65 $500.00 $500.00
18 Month Variable (IRA only)*** 0.65 monthly 0.65 $500.00 $500.00
24 Month 0.75 monthly 0.75 $500.00 $500.00
36 Month 1.00 monthly 1.00 $500.00 $500.00
48 Month 1.24 monthly 1.25 $500.00 $500.00
60 Month 1.49 monthly 1.50 $500.00 $500.00

In regard to checking, savings and money market account types, fees may reduce earnings on the account.
In regard to IRA/Certificates of Deposit, a withdrawal of principal before the maturity date may result in an early withdrawal penalty.
* Annual Percentage Yield
** Minimum Balance Required to obtain APY listed for this Account
*** The rate may change after the account is opened at anytime per our discretion
**** Must maintain a balance of $300.00 in personal savings to avoid monthly maintenance fee. Minor accounts are free
*****One signer on this account must have an active checking account with CenterState Bank at the time of opening the certificate.  Community Hero promotional rate increase are not applicable on this product.
******Must maintain an average daily aggregate balance of $25,000.00 in your personal deposit accounts combined with the current balance of  your loan accounts for the statement cycle to avoid the $9.95 monthly maintenance fee.

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