Effective May 1,  2016

Account Type Interest Rate Compounded A.P.Y.* Min. Bal. This APY** Min. Bal. to Open
Personal Checking Accounts
Interest Checking*** 0.05 monthly 0.05 $0.00 $50.00
VIP Free Interest Checking*** 0.05 monthly 0.05 $0.00 $50.00
Community Hero Checking*** 0.05 monthly 0.05 $0.00 $50.00
Health Savings Account*** 0.25 monthly 0.25 $0.00 $50.00
Relationship Checking*** 0.05 monthly 0.05 $0.00 $50.00******
Business Checking Accounts
Business Interest Checking*** 0.05 monthly 0.05 $0.00 $50.00
Savings Accounts
Personal Savings*** 0.05 monthly 0.05 $0.00 $100.00****
Personal Savings – Minor*** 0.05 monthly 0.05 $0.00 $10.00
Business Savings*** 0.05 monthly 0.05 $0.00 $100.00
Money Market Accounts
Personal and Business***
Under $2,000 N/A N/A
$2,000 to $9,999.99 0.05 monthly 0.05 $2,000.00 $100.00
$10,000 to $24,999.99 0.05 monthly 0.05 $10,000.00 $100.00
$25,000 to $49,999.99 0.05 monthly 0.05 $25,000.00 $100.00
$50,000 to $99,999.99 0.05 monthly 0.05 $50,000.00 $100.00
$100,000 or More 0.10 monthly 0.10 $100,000.00 $100.00
IRA/Certificates of Deposit
CD Term Interest Rate Compounded A.P.Y.* Min. Bal. This APY** Min. Bal. to Open
3 Month 0.05 monthly 0.05 $500.00 $500.00
6 Month 0.15 monthly 0.15 $500.00 $500.00
9 Month 0.20 monthly 0.20 $500.00 $500.00
12 Month 0.25 monthly 0.25 $500.00 $500.00
13 Month Special***** 0.50 monthly 0.50 $5,000.00 $5,000.00
18 Month 0.65 monthly 0.65 $500.00 $500.00
18 Month Variable (IRA only)*** 0.65 monthly 0.65 $500.00 $500.00
24 Month 0.75 monthly 0.75 $500.00 $500.00
36 Month 1.00 monthly 1.00 $500.00 $500.00
48 Month 1.24 monthly 1.25 $500.00 $500.00
60 Month 1.49 monthly 1.50 $500.00 $500.00
Homeowner’s Association Only
Association Interest Checking*** 0.15 monthly 0.15 $0.00 N/A
Association Money Market*** 0.40 monthly 0.40 $0.00 $2,500.00

In regard to checking, savings and money market account types, fees may reduce earnings on the account.
In regard to IRA/Certificates of Deposit, a withdrawal of principal before the maturity date may result in an early withdrawal penalty.
* Annual Percentage Yield
** Minimum Balance Required to obtain APY listed for this Account
*** The rate may change after the account is opened at anytime per our discretion
**** Must maintain a balance of $300.00 in personal savings to avoid monthly maintenance fee. Minor accounts are free
*****One signer on this account must have an active checking account with CenterState Bank at the time of opening the certificate.
******Must maintain an average daily aggregate balance of $25,000.00 in your personal deposit accounts combined with the current balance of  your loan accounts for the statement cycle to avoid the $9.95 monthly maintenance fee.

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