Why choose CenterState for your personal checking? Options! Checking accounts tailored to meet your needs.

You’ll also have the opportunity to enjoy the latest in banking services like free online banking and bill pay. With CenterState Bank you can choose from great personal checking accounts. One of them is just right for you!

Account Benefits

Enjoy free Online Banking & Unlimited Bill Pay, free MasterCard Debit Card, free Mobile Banking including Mobile Deposit & Mobile Bill Pay, No ATM transaction fees when using any CenterState or AllPoint ATM, and free Email & Text Alerts.

Bank Rewarded

It just may surprise you at how easy it is to treat yourself when you have a Bank Rewarded Checking Account.

A great rate on balances up to $15,000.00*

Up to $20.00 back in ATM fees*

No minimum balance
No monthly maintenance fee
No per check charge
*To qualify customers must have 1 external withdrawal or deposit monthly, accept online statements and complete at least 20 or more debit card transactions. $3.00 monthly paper statement fee.
Bank Free
With Bank Free checking with online statements, we take care of the little things, like those pesky fees, and give you access to your account 24/7 with free online and mobile banking.
No minimum balance
No monthly service fee
No per check charge
*Account requires selection of online statements. If after 60 days online statements are not selected, the account will transition to a Bank Simple account.
Bank Simple
Life doesn’t have to be complicated, that’s why with Bank Simple, we take the hectic out of life and let you get back to what’s really important.
No minimum balance
Monthly maintenance fee $5.00.
No per check charge

OPTIONS TO WAIVE MAINTENANCE FEE

20 or more debit card transactions

Bank with Interest
Put a little extra cash in your wallet with this interest bearing checking option.
Monthly maintenance fee $5.00.
No per check charge

OPTIONS TO WAIVE MAINTENANCE FEE

$1,500.00 Average Daily Balance*

Fresh Start Checking
Fresh Start CheckingA second chance at having a checking account.
$50 Opening deposit
Monthly maintenance fee $12.95
No per check charge
Free eStatement or $2.00 for paper statement

Community Hero Program

The vital role that you play in our community is very much appreciated and respected. It’s our pleasure to salute you, our Community Hero, by offering a special account to those who go above and beyond the call of duty. Enjoy interest rate discounts on personal loans, discounts on 1st mortgage closing costs, increase interest rate on two CD’s annually, free standard checks, a free CenterState MasterCard® Debit Card, free Online Banking with Bill Pay, free email and text alerts, Mobile Banking with Mobile Deposit, free 24/7 automated telephone banking, and free eStatement or optional $2/mo. paper statement! Certain eligibility requirements must be met in order to qualify – please visit your local CenterState branch today to inquire.
Do you qualify?

Future Leaders

The Future Leaders Account (I-FLA) is for teens ages 15 & above as well as college students. We understand that your needs are different, which is why we designed this account with you in mind; it provides you free Checking, free Online Banking with Bill Pay, Mobile Banking with Mobile Deposit, free eStatements* and more. Certain eligibility requirements must be met in order to qualify – please visit your local CenterState branch today to inquire. Plus… You Can Apply for a Young Adult/College Visa Card. *eStatement is required

SENIOR PERKS
Customers 65 and over will receive:

  • Free eStatement or paper statements.
  • Fee-free Cashier’s checks
  • One complimentary order of custom checks (non-duplicate) per year or $10.00 off any other style (one discount per year)
  • Free Notary services

*The average daily balance is calculated by adding the principal balance in the account for each day of the period and dividing that figure by the number of days in the period. The period we use is statement cycle.