CenterState Bank offers conventional mortgage loan programs along with numerous specialty mortgage products such as VA, FHA, USDA, Manufactured Homes First-time Home buyers and portfolio Jumbo programs. We take great pride in the fact that all of our home loans in Florida are approved locally and we strive to make your mortgage process easy and simple. We welcome the opportunity to assist you in finding the right mortgage for you and your family.
Apply with your local Mortgage Professional today
Central Florida Counties
Citrus, Hernando, Hillsborough, Marion, Sumter, and Pasco Counties
Lake, Orange, Osceola, Seminole, and Volusia Counties
Citrus, Hernando, Hillshorough, Lake, Pasco, and Sumter Counties
West Polk and Hillsborough County
North Florida Counties
South Florida Counties
Hendry and Okeechobee County
St. Lucie, Palm Beach, Broward,
and Miami-Dade Counties
Cell: 772 631-3019
Which Mortgage is right for you?
Gives you the ability to live in your home, use its equity and make no payments. Contact our Specialist below to request more information. (Available for applicants 62 years of age and older)
With a fixed rate home mortgage loan you will have the same interest rate, which will be determined when you take out the loan, for the life of your loan. You can also choose from a wide variety of repayment terms.
Adjustable Rate Mortgage
A mortgage with an interest rate and payment that changes periodically over the life of the loan based on changes in a specified index. The index acts as a collective measure of interest rates in the market place, and can often cause fluctuation in your mortgage repayment.
Construction Perm Loan
For those of you that found the perfect blank canvas of land to build your future home, a fixed rate mortgage or adjustable rate mortgage might be the perfect way to go. The construction perm loan finances both the land and construction in one loan. When construction is complete the loan converts into a fully amortizing mortgage.
Interest rates often fluctuate over time. Refinancing your current mortgage to obtain a lower interest rate or to tap into the equity of your home is often a great way to take advantage of lowered interest rates.
Mortgage loans over $417,000.00. Terms and underwriting requirements may vary from conforming loans.
Low Down Payment Government Financing/VA/USDA/ Conventional Loans
Up to 100% Financing Available
Credit challenged? Credit Counseling Available
Congratulations on finding the perfect location to build your future home. Whether your plan is to build now, or invest in your dream property for use at a later date, a lot loan is the perfect way to secure that parcel of land. Contact your mortgage professional today to learn more about the details of your lot loan with CenterState Bank.
Not ready to move, but feel like your current home could use a little work? Loans for repair on your existing home are a great way to mix the old with the new.
Follow the Home Equity Line of Credit link above to learn more.