Open an Account | CenterState Bank

You can conveniently open an account online today.

We have what you need. Convenience and access to your bank has never been more important than it is right now. Whether you need a new account, to check your balance or to make a deposit on an existing account, we’ve got you covered!

Personal Checking Accounts

eChecking

Convenient access and 2 easy ways to avoid a monthly maintenance fee, this account has no minimum balance requirement and no per check charge.

$50 Opening Deposit

No minimum balance requirement

Free eStatement or $2 paper statement

How to avoid the $5.95 monthly maintenance fee?
Maintain ACH deposit totaling $500 or more in your account OR use your debit card for 15 or more point of sale transactions per statement cycle.

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Interest Checking

With a competitive interest rate and standard CenterState checking amenities this account puts you at the head of the line.

$50 Opening Deposit

Interest earned on collected balance

Free eStatement or $2 paper statement

How to avoid the $7.95 monthly maintenance fee?
Maintain a $2,500 Average Daily Balance.*

*The average daily balance is calculated by adding the principal balance in the account for each day of the period and dividing that figure by the number of days in the period. The period we use is statement cycle.

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Relationship Checking

Amenities include free Cashier’s Checks, 25% off safe deposit boxes, free notary services, 1 free non-affiliate ATM withdrawal per month, & free gift cards.

$50 Opening Deposit

Interest earned on collected balance

Free eStatement or $2 paper statement

How to avoid the $9.95 monthly maintenance fee?
Maintain $25,000 combined total of all related CenterState Bank balances including all Personal Deposit and Loan Products (Based on average daily balance* of deposit & current balance of loans).

*The average daily balance is calculated by adding the principal balance in the account for each day of the period and dividing that figure by the number of days in the period. The period we use is statement cycle.

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Personal Savings and Money Market Accounts

Personal Savings

Whether you’re saving for something special or creating an extra fund for when you need it the most, an interest-bearing account can help you prepare for the future.

$100 Opening Deposit

Interest earned on collected balance

Free eStatement or paper statement

Six withdrawals allowed per month. A $2 fee applies for each withdrawal in excess of three per month.

How to avoid the $3.00 monthly maintenance fee?
Maintain a $300 minimum daily account balance.

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Minor Savings

Help your child take their first step toward building a savings account and learning about banking with an interest-bearing account that charges no fees.

$10 Opening Deposit

Interest earned on collected balance

Free eStatement or paper statement

No monthly maintenance fee for minor accounts (under 18 with parent or guardian)

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Money Market

You can earn a competitive rate of interest on the collected balance in your account based on balance tiers.

$100 Opening Deposit

Interest earned on collected balance

Free eStatement or paper statement

Six withdrawals allowed per month. A $10 fee applies for each withdrawal in excess of six.

How to avoid the $12.00 monthly maintenance fee?
Maintain a $2,000 minimum daily balance or with a $5,000 average daily balance.*

*The average daily balance is calculated by adding the principal balance in the account for each day of the period and dividing that figure by the number of days in the period. The period we use is statement cycle.

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Health Savings Accounts

Individual HSA

Put aside money on a pre-tax basis to pay for your qualified medical expenses under your high deductible health plan including deductibles, co-payments, coinsurance, and some other expenses.

Required: Enrollment in a High Deductible Health Plan (HDHP)

Earns Interest

No Monthly Maintenance Fee

$3,500 Contribution Limit

Personalized HSA Debit Card for Qualified Health Purchases*

Unlimited Debit Card Transactions for Qualified Expenses*

Bill Payment Capability

*Using your HSA card for ATM withdrawals or non-qualified expenses is not permitted.

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Family HSA

A financial safety net for qualified current and future medical expenses for your family that are not covered by your high deductible health plan.

Required: Enrollment in a High Deductible Health Plan (HDHP)

Earns Interest

No Monthly Maintenance Fee

$7,000 Contribution Limit

Personalized HSA Debit Card for Qualified Health Purchases*

Unlimited Debit Card Transactions for Qualified Expenses*

Bill Payment Capability

*Using your HSA card for ATM withdrawals or non-qualified expenses is not permitted.

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We’re Here to Help with Your Banking Needs Anytime. Anywhere. You Choose

Online & Mobile Banking

A convenient and secure way to be aware of the activity in your account and manage your expenses. Receive alerts, review your account, schedule transfers, deposit checks, make payments, and track your spending. Download our App today!

Popmoney®

With Popmoney® you can send, request or receive money from another person, all through our Mobile Banking smartphone apps or your CenterState Bank Online Bill Pay account. It’s a fast, easy and safe way to pay your pals!

Mobile Wallet

Pay quickly and securely with your smartphone or smartwatch with one-tap checkouts using mobile wallet. With a quick tap of your smartphone or smartwatch, you can use your CenterState Bank Mastercard® debit card to pay at millions of store locations that accept mobile payments.

Bill Pay

Schedule your bills to be paid directly from your checking account at a specific time each month in an easy and secure way.

Telephone Banking

With one quick call, you can check your account balance and transfer funds whenever you want. Call 888-292-7005 to get started today!

eStatements

Go paperless for all your CenterState accounts. View your current and past account statements on a secure website.

MOBILE ACCESSIBILITY

Your money moves fast.
And so do you.

Simple banking right at your fingertips. Our mobile app is here to make banking convenient for you. Download the CenterState mobile app or sign up for mobile text banking today!

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Compare Online Checking and Savings Accounts

You can conveniently open an account online today.

Personal Checking Accounts

Personal Savings and Money Market Accounts

Health Savings Accounts