Find a Certificate of Deposit rate & term option to fit your financial needs.
Certificate of Deposit Rates and IRA Specials
We want to help find the perfect rate for you! Choose your state so we can make sure the information you see is accurate for your area.
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You pick the Certificate of Deposit term and earn a fixed rate of return
You can choose a term as short as 3 month or as long as 60 months. With a CD, you’ll always know exactly what interest rate you’ll receive during the term. And you can easily roll your CD over at the end of its term to keep your savings growing. Interest is compounded and credited monthly and can be withdrawn monthly without penalty.
Reward your patience with a better bank CD interest rate
With a CD you commit the amount you want to save for a specified period of time and lock in your rate at account opening, but there are penalties for early withdrawal. CD’s may come with the benefit of higher interest rates than our traditional savings accounts. CD’s may be used for Individual Retirement Accounts (IRAs).
A Certificate of Deposit offers peace of mind, at no extra charge
Like CenterState Bank savings accounts, CDs have the security of FDIC insurance. The base coverage amount is $250,000 for each depositor for all combined deposits in the same bank. However, if you have joint and individual accounts, you and your spouse may be eligible for additional coverage.
You decide what to do when your Certificate of Deposit matures
You have a grace period to renew or close the account. We’ll send you a maturity notice before renewal. Please read it carefully. If we change the type, term or other features of your CD, we tell you about the change in the maturity notice.