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*Bank paid closing costs will include up to $200.00 towards “appraisal fees”. Customer is responsible for paying any additional appraisal costs over that amount. Line must be funded by 50% or $10,000 whichever is greater at closing. If line is closed within the first two years, consumer will be required to pay back the closing costs.
**Rate Based on minimum beacon score of 721.  Annual Percentage Rate may increase after consummation.

Our home equity line of credit solution has flexible options and benefits including:

  • The ability to borrow as often as you like as you pay back your line. There’s no need to reapply.
  • Interest-only payment options on the home equity line* for easier budgeting.
  • An easy application process
  • Potential tax savings**
  • Consolidated monthly statements.

Wondering how much you can borrow? 

Click here to use our helpful Home Equity Worksheet to assist you in answering this question.

Before applying, we encourage you to carefully read the following important disclosures:

cta-contactThe interest rate adjusts monthly based on the Wall Street Journal prime rate for the life of the line (3.25% APR on 11/1/2014). Maximum annual percentage rate (APR) is 18%. Minimum line $10,000; maximum line $1,000,000. Lines are available for owner-occupied primary or secondary residences only (1-4 family or condo) in first or second lien position only. Combined loan to value limits apply. Property insurance is required. Flood insurance may be required. Homes on the market or to be sold are not eligible. Early cancellation fee if the line is closed or rewritten within two years of opening. Customer is responsible for trust review and recording fees when properties are held in trust, and for appraisal fees for lines $150,000 or higher. Subject to credit application and approval. Rates are subject to change.
**Consult your tax advisor about deductibility of interest.