CenterState provides checking account options to meet your needs

With CenterState Bank, you have a variety of personal checking account options available to you. You’ll also enjoy free Online Banking & Unlimited Bill Pay, free Mastercard® Debit Card, free Mobile Banking including Mobile Deposit & Mobile Bill Pay, no ATM transaction fees when using any CenterState ATM, and free email & text alerts. Compare our checking account options below.

Personal Checking Accounts Available in Your Local Market

Fresh Start Checking
Tough Times and Challenges Can Leave Anyone in Need of a Second Chance.
Monthly maintenance fee $12.95
Free eStatement or $2 for paper statement

*The average daily balance is calculated by adding the principal balance in the account for each day of the period and dividing that figure by the number of days in the period. The period we use is statement cycle.

Senior Perks

Does banking with a discount sound too good to be true? Well it’s true at CenterState Bank! To help you save money, CenterState offers FREE Senior Perks to customers 65 and over:

  • Free eStatements or paper statements
  • Free Cashier’s checks
  • One complimentary order of custom checks (non-duplicate) per year or $10 off any other style (one discount per year)
  • Free Notary services

Saving Makes Sense

Grow your savings with our debit card round up program!

  • When you use your debit card, we’ll round up your purchase to the nearest dollar amount and transfer the difference to your designated Savings Account.
  • The round-up transactions from your purchases are aggregated and transferred once per day from your Checking Account to your Savings Account.
  • There is no fee to participate in this Program.
  • The Program is available for all Personal Checking Accounts, excluding Health Savings Accounts.
  • You may cancel your participation in the Program at any time.

Community Hero Checking


The vital role that you play in our community is very much appreciated and respected. That’s why it’s our pleasure to salute our Community Heroes, by offering a special account to those who selflessly work to enrich the lives of their neighbors. Enjoy discounts on first mortgage closing costs, increase interest rate on two CD’s annually, free standard checks, a free CenterState Mastercard® Debit Card, free Online Banking with Bill Pay, free email and text alerts, Mobile Banking with Mobile Deposit, free 24/7 automated telephone banking, and free eStatement or optional $2 per month paper statement! Certain eligibility requirements must be met in order to qualify – please visit your local CenterState branch today to inquire.


Community Hero Checking

Future Leaders


The Future Leaders Account is for teens ages 15 & above as well as college students. We understand that your needs are different, which is why we designed this account with you in mind to include free Checking, free Online Banking with Bill Pay, Mobile Banking with Mobile Deposit, free eStatements* and more. Certain eligibility requirements must be met in order to qualify – please visit your local CenterState branch today to inquire. Plus, you can apply for a Young Adult/College Visa Card.

*eStatement is required


Future Leaders Checking